Single-Unit or Multi-Unit Rental Properties

Bee Branch Healthy Homes Resiliency Program Qualifications

Properties must meet and agree to the following requirements.

  • Single-unit or multi-unit rental property must be located in the Bee Branch Watershed Healthy Homes eligibility area.

  • A minimum of 51% of the tenant households currently living in the property must be at or below 80% of the area median income (AMI) by household size established by HUD guidelines. The 51% low to moderate income (LMI) must be maintained for the duration of the 5-year forgivable loan. Annual certification will be required. See HUD guidelines below.

HUD Guidelines

1 Person Household 2 Person Household 3 Person Household 4 Person Household
$41,450
$47,350
$53,250
$59,150
5 Person Household 6 Person Household 7 Person Household 8 Person Household
$63,900
$68,650
$73,350
$78,100
  • Resiliency funds received through the Bee Branch Healthy Homes Resiliency Program will be secured as a 5-year forgivable loan which decreases at a rate of 20% per year. The rental property must remain with the original owner for the 5-year forgivable loan period unless the property is sold and the new owner agrees to the lien stipulations.

  • Property must be covered by property insurance in an amount equal to or greater than that of the current assessed value. The City of Dubuque shall be named as an additional insurer on the grantee's property rental insurance for the duration of the forgivable lien.

  • Property must carry flood insurance for the duration of the loan if the property is located in the 100-year flood plain. The City of Dubuque shall be named as an additional insurer on the flood insurance policy. 

  • Property owners must be current with regard to their mortgage, property taxes, and utility payments associated with the property.


Step 3: Apply


 To apply, download and fill out an application form. 

• Rental Property Owner Application Form
• Tenant Application Form

Bring your completed forms, and the required supporting documents, to the BBHH office located on the third flood of the Historic Federal Building (350 West 6th St., Suite 316) or mail them to:
Attn: Gail Kuhle
City of Dubuque Housing & Comm. Development
350 West 6th St., Suite 312
Dubuque, IA 52001
For questions or for more information, please contact the Housing and Community Development Department at (563) 690-6168.