Homebuyer Programs

The City of Dubuque Housing & Community Development Department has several programs to assist income-qualified residents purchase a home.

First-Time Homebuyer Loan Program

This program provides long-term, no-interest (0%), $5,000 loans to help purchase your first home at any location within the City of Dubuque limits.

Housing Choice Voucher Homebuyer Program

This program is funded by HUD to assist first-time Homebuyers.  It is similar to our rental voucher program, but instead of payments going to a landlord, payments go to your mortgage lender.

Washington Neighborhood Homebuyer Loan Program 

This program provides long-term, no-interest (0%), loans in varying amounts based on household size and annual income to any owner-occupied, single family or duplex home IN THE WASHINGTON NEIGHBORHOOD (11th Street to 32nd Street, Elm to Central).  

Finally Home! Homebuyer Education

All individuals participating in City of Dubuque homebuyer programs are required to complete the Finally Home! homebuyer education program.

Finally Home! homebuyer education is the key to successful and sustainable homeownership. It guides buyers through the home-buying process and empowers them to be comfortable with their homeownership choices. Finally Home! graduates:

  • Have lower housing costs
  • Make more informed decisions
  • Avoid common home-buying errors
  • Are more likely to improve their credit

Participants take Finally Home! courses at their own convenience and at their own pace from a tablet, smartphone, and computer. Invest in your future today! 

Search for Program by Address

See the City’s incentives map to search for available programs by address.

Properties for Sale

The City of Dubuque has for sale newly renovated homes. There are also properties currently being rehabilitated that will be available for purchase once the renovations are complete.

Contact Us

  1. Maddy Haverland  |  email
    Urban Development & Housing Rehabilitation Project Manager
    Phone: 563.690.6102
    Staff Directory

    Historic Federal Building
    350 West 6th Street, Suite 312 Dubuque, IA 52001

    Monday - Friday: 8 a.m. - 5 p.m.

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