I Want To Own A Home!
The City of Dubuque Housing and Community Development Department has the following programs available to income qualified citizens. Please see below to review program details and applications.
1st Time Homebuyer Loan Program
This program provides long-term, no-interest (0%), $5,000 loans to help purchase your first home at any location within the City of Dubuque limits.
1st Time Moderate-Income Homebuyer Loan Program
This program provides long-term, no-interest (0%), $5,000 loans to help purchase your first home if you earn more than 80%, but no more than 100% of area median income.
Dubuque's True North Homebuyer ProgramThis program provides long-term, no-interest (0%) loans to help with the downpayment to purchase any property owned by Dubuque's True North.
Housing Choice Voucher Homebuyer ProgramThis program is funded by HUD to assist first-time Homebuyers. It is similar to our rental voucher program, but instead of payments going to a landlord, payments go to your mortgage lender.
Officer AT Home - OATH Incentive Program
Under OATH program, any single family owner occupied property located within the Downtown Urban Renewal District will be considered for long-term, no-interest (0%), loans. The Downtown Urban Renewal District are areas considered good candidates for economic development and improvement.
OATH Program & Map and Application
Washington Neighborhood Homebuyer Loan Program
This program provides long-term, no-interest (0%), loans in varying amounts based on household size and annual income to any owner-occupied, single family or duplex home IN THE WASHINGTON NEIGHBORHOOD (11th Street to 22nd Street, Elm to Central).
Washington Neighborhood Homebuyer Loan Program, Washington Neighborhood Map and Application
**The HOME Workshop is a requirement for all individuals participating in any of the above funding programs. Click here for more information. Contact Gina at 563.589.4239 or email to enroll.
Homes for Sale
The City of Dubuque has for sale newly renovated homes at the following locations. For a showing or to purchase the property, please contact the listed Realtor:
- Newly constructed single family home - 1 bedroom, 1 & 1/2 bathrooms. Purchase price: $120,000; $25,000 available to help purchase.